Services

Professional Insurance Claims Adjuster Services in MA & RI for All Property Types

At Marinilli Adjusters, our insurance claims adjuster services throughout Massachusetts and Rhode Island that cover all property types, including residential homes, commercial buildings, condo associations, and business properties. Whether your property has suffered from water damage, fire, storms, or theft, our licensed insurance claims adjusters are here to protect your rights and maximize your settlement.

Fire Damage

Water Damage

Smoke Damage

Hurricane & Storm Damage

Broken & Frozen Pipe damage

Structural Collapse Damage

Fallen Tree Damage

Business Interruption

Theft & Vandalism

Vehicle crashes into all types of structures

Roof Leak Damage

Wind Damage

Ice Damage

Affected by any of the above?

What Is an Insurance Claims Adjuster?

If you’ve never filed a major insurance claim before, you might not know the critical role of an insurance claims adjuster. A Public Insurance Adjuster (also known as an insurance claims adjuster for policyholders) is a licensed professional who represents you, not the insurance company.

Our job is to evaluate, document, and negotiate your insurance claim to ensure you receive the maximum payout for your loss. Each adjuster is licensed by the Division of Insurance, having passed a rigorous examination covering insurance policy law, first-party claims, and construction cost analysis.

Why Hire a Licensed Insurance Claims Adjuster?

Most insurance claims are underpaid or unfairly denied. Insurance companies are focused on minimizing payouts — but as your trusted insurance claims adjuster, we’re focused on protecting your best interests and holding your insurer accountable.
With decades of combined experience, we know how to identify hidden damages, interpret complex policy language, and present your claim in a way that demands a fair settlement. Never settle for less than you deserve.

Other Facts

Recover From a Disaster Faster!

Filing an insurance claim on your own can be time-consuming and overwhelming. When disaster strikes, your focus should be on restoring your property — not navigating endless paperwork or fighting with insurance representatives. Hiring a professional insurance claims adjuster speeds up the process by ensuring your claim is filed accurately, documented thoroughly, and negotiated efficiently, helping you recover faster and with less stress.

We Handle Complex Insurance Policies So You Don’t Have To

Insurance policies are filled with complicated terms, exclusions, and clauses. Our expert insurance claims adjusters understand how to interpret every line to your advantage. We use advanced estimating software and 3D imaging technology to assess damages and prepare detailed reports that insurers can’t dispute. With our background in construction and property restoration, we know the real cost of rebuilding — and we’ll make sure your payout reflects it.

Get a Higher Settlement — Proven Results

According to a report from the Office of Program Policy Analysis and Government Accountability, policyholders who hire a public insurance claims adjuster receive 747% higher settlements on average compared to those who file claims alone.That’s proof that professional representation makes all the difference. Our team consistently achieves larger, fairer settlements for our clients because we know how to present claims strategically and negotiate aggressively. We’ve helped clients throughout Massachusetts and Rhode Island — from residential fire damage in Worcester to commercial storm loss in Providence — achieve faster resolutions and better results.

Protect the True Value of Your Belongings

When valuing your damaged property, don’t let your insurance company replace high-end items with low-quality substitutes. If you’ve purchased premium furniture, appliances, or materials, our insurance claims adjusters ensure you’re compensated for the true replacement value, not a “similar” item from a discount store.

Advanced Estimation Process

We use world-class 3D scanning technology for property assessments and claim negotiations. This technology allows us to document every inch of damage in high detail, ensuring no loss goes unnoticed.
Below is a Mattaport Scan of MTM Motors which is one of our clients that had a major disaster at their auto body shop. This technology assisted in obtaining an award-winning settlement for them! We’re committed to ensuring that property owners across MA and RI can access top-tier claim support without financial risk.

How Much Does It Cost to Hire an Insurance Claims Adjuster

There are no upfront costs when you hire us. We work on a contingency fee basis, meaning we only get paid when you get paid. Our fees are regulated by the Division of Insurance and typically do not exceed 10% of the total claim settlement. You’ll have peace of mind knowing that your adjuster is fully committed to maximizing your payout, not billing you by the hour. Call us today for a free inspection & consultation

Explore our Service Areas

Marinilli Adjusters, Inc. proudly provides professional Public Adjuster services across Massachusetts and Rhode Island. Whether you’re a homeowner or business owner, our experienced team is ready to handle your insurance claim and help you recover faster.